We do not recommend this due to divorce, bankruptcy, and the fact that they own the house. They can do anything with it at that point.
Yes, even if you think you do not have anything to leave to beneficiaries. A Will is not only used to disperse property, but it includes language that will save the estate time and money.
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1. If you are in a hospital for 3 consecutive days and then enter a nursing home, Medicare will pay for the first 20 days.
2. Medicare will then pay 80% up to 100 days if the resident requires some type of therapy.
3. If the resident no longer needs therapy, Medicare will stop paying immediately.